Cheap car insurance first time driver
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In case you are new to driving it will be better, unless you have lots of money, to begin with a car coming from a lower insurance group. When you can build up and maintain a no-claims profile with no penalty points, you have to be able to move up the auto insurance groups without significantly upping your premium.

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The idea is always that cheap car insurance for young drivers must be competitive because you are reducing the middleman, therefore the insurer can pass the savings on you. However you will have to do the leg-work though, which may take a few hours, but it will be time well spent. You should call no less than three insurance companies before deciding on a policy. And remember that you could often save between 10% and 20% online. Most insurance companies offer cheap car insurance for first time drivers online. If you decide to get a telephone quote you will need to check you are not missing a deal which you can only get online, even through the same insurance company.



There is absolutely no shortage of websites that can let you compare auto insurance policies and prices between different motor insurance companies. But for top level possible deal, you will need to spend a few minutes ensuring that you are answering each of the questions correctly before you decide to jump online.



Don't believe, however, that you can get away with only looking at comparisons on one website. Each website only compares a little handful of insurance companies. In case you really and want to make sure that you are getting the very best deal possible on your own car insurance, then you need to bite the bullet and make extra time to make exactly the same comparisons on at the very least 3 different websites.



Another way to secure cheap car insurance for brand spanking new drivers is to settle front for the policy. Paying by monthly instalments may seem to be the cheaper option however, many insurers will charge interest on the payments (up to 25% APR) this also could effectively clear any perceived savings you made on the policy.

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Also attempt to add breakdown cover for the policy if offered by the insurer because this could save you a lot of money ultimately and is usually quite affordable considering the peace of mind it delivers. You can save $50-$100 by getting your breakdown cover in this way.



So, before purchasing cheap car insurance for young drivers it might be wise to view the car insurance groups that a particular car falls into. These motor insurance groups classify cars inside a certain level of insurance and each car is assigned friends starting from one and ending at twenty. Purchasing a car relative to the least expensive group would be a more sensible way to save money on insurance.



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